Bank Islami: An Overview of Services and Features


Bank Islami is a Pakistani Islamic bank that was established on April 7, 2006. It is one of the leading banks in Pakistan that offers a full range of Islamic banking products and services. The bank operates under the supervision of the State Bank of Pakistan, which is the central bank of the country.

Bank Islami was established as a result of the government’s initiative to promote Islamic banking in the country. The bank was founded by a group of leading businessmen and bankers who saw a need for an Islamic bank that would cater to the needs of the Muslim community.


In its initial years, Bank Islami faced several challenges, including intense competition from established banks that were already offering Islamic banking services. However, the bank was able to overcome these challenges through innovative products and services that were tailored to the needs of its customers.

Over the years, Bank Islami has grown significantly and has become one of the largest Islamic banks in Pakistan. The bank has a network of over 330 branches across the country and offers a wide range of products and services to its customers.

Bank Islami has also been recognized for its contribution to the development of Islamic banking in Pakistan. The bank has won several awards, including the Best Islamic Bank Award from the Islamic Finance News in 2015.

In recent years, Bank Islami has focused on expanding its reach and improving its technology infrastructure to offer more efficient and convenient banking services to its customers. The bank has also been working to develop new products and services to meet the evolving needs of its customers.

Overall, Bank Islami has played a key role in the growth and development of Islamic banking in Pakistan. The bank has demonstrated that Islamic banking can be a viable and successful alternative to conventional banking, and has paved the way for other Islamic banks to enter the market.


Bank Islami Services and Features:

  • Accounts

Bank Islami offers a variety of accounts to meet the financial needs of its customers. These include current accounts, savings accounts, and investment accounts such as Mudaraba Term Deposit and Mudaraba Savings Deposit. These accounts are designed to provide flexibility, convenience, and competitive returns to customers.

  • Cards

Bank Islami offers a range of cards, including debit cards, credit cards, and prepaid cards. These cards are Shariah-compliant and provide customers with access to cash, purchases, and other financial transactions. Bank Islami also offers its customers the convenience of online banking, allowing them to manage their accounts and transactions from anywhere in the world.

  • Financing

Bank Islami offers a range of financing options to its customers, including personal financing, business financing, and agricultural financing. These financing options are designed to meet the specific needs of customers and are based on Shariah principles. Bank Islami also offers leasing solutions, allowing customers to acquire assets without having to pay the full amount upfront.

  • Investment

Bank Islami offers a range of investment options, including mutual funds, Islamic bonds, and Islamic equity funds. These investment options provide customers with opportunities to invest in a range of asset classes, including stocks, bonds, and real estate. Bank Islami’s investment options are Shariah-compliant and offer competitive returns to investors.

  • Takaful

Bank Islami offers Takaful solutions to its customers, providing them with protection and insurance options that are compliant with Shariah principles. Bank Islami’s Takaful solutions include health Takaful, family Takaful, and motor Takaful, among others. These solutions provide customers with the peace of mind that comes with knowing that they are protected against unforeseen events.



Bank Islami is a leading Islamic bank in Pakistan, providing a range of financial services and products to its customers. Its Shariah-compliant solutions are designed to meet the specific needs of customers, providing them with flexibility, convenience, and competitive returns. Bank Islami’s commitment to providing innovative and reliable financial solutions has made it one of the most trusted banks in Pakistan.


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